Fair Credit Reporting Act 15 U.S.C § 1681 Revised: A Quick Reference Guide of the FCRA (CCPA Compliance)

Book Synopsis: A simple but comprehensive revision of the Fair Credit Reporting Act updated in November of 2022 for quick reference. Beautiful high end pages make it great for sitting on a desk or coffee table while being convenient to tuck into your briefcase. Now also available in hard cover.

INCLUDES:

• Definitions
• Notices
• Legislative History
• Quick Reference Contents Table
• Amendments
• Effective Dates

FEATURES:

• Premium Soft Cover
• 94 pages
• High Quality Interior Stock

The FCRA (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act. Companies that provide information to consumer reporting agencies also have specific legal obligations, including the duty to investigate disputed information. In addition, users of the information for credit, insurance, or employment purposes must notify the consumer when an adverse action is taken on the basis of such reports. The Fair and Accurate Credit Transactions Act added many provisions to this Act primarily relating to record accuracy and identity theft. The Dodd-Frank Act transferred to the Consumer Financial Protection Bureau most of the rulemaking responsibilities added to this Act by the Fair and Accurate Credit Transactions Act and the Credit CARD Act, but the FTC retains all its enforcement authority.